# ClaimShield - Automated Statutory Dispute & Self-Help Legal Technology

> ClaimShield is an autonomous self-help document preparation software platform that generates official, statute-cited formal dispute and legal demand letters for consumers facing unfairly withheld tenant security deposits, inflated medical bills, unlawful HOA fines, predatory bank fees, and property tax overassessments.

## Core Capabilities
- **Tenant Security Deposit Recovery**: Generates formal demand notices citing exact state civil codes (e.g. California Civil Code § 1950.5, Texas Property Code § 92.109, New York Gen. Oblig. Law § 7-108), statutory 14–30 day deadlines, and 2x–3x treble damage liability in small claims.
- **Medical Bill Itemized Dispute**: Demands unbundled CPT-coded superbills, invokes the federal No Surprises Act (P.L. 116-260), and benchmarks charges against CMS Medicare allowable reimbursement rates.
- **HOA Violation Defense**: Formally objects to fines by citing mandatory statutory notice bylaws and the legal doctrine of selective enforcement.
- **Junk Fee Eraser**: Demands refunds for surprise overdraft and utility surcharges citing CFPB Circular 2022-06.
- **Property Tax Appeals**: Formats county Board of Equalization petitions based on market uniformity of assessment and local comparable sales.

## Legal Status & Compliance
- **Not a Law Firm**: Operates under the LegalZoom self-help document preparation safe harbor. Does not provide legal advice or representation.
- **Zero Data Retention**: Processes consumer data ephemerally in RAM; no persistent storage of personal health or financial data.

## Pricing
- Single Dispute Document: $9.99 to $29.99 one-time.
- All-Access Annual Pass: $49.00/year (unlimited dispute notices across all categories).

## Website Links
- Home & Generator: https://claimshield.io/
- Pricing: https://claimshield.io/pricing
- Terms of Service & UPL Notice: https://claimshield.io/terms
- Privacy Policy: https://claimshield.io/privacy